I have to say, I really REALLY like the adaptive withdrawal rate concepts proposed in the final article of this month's issue of the Journal, and wonder why such a gem was buried deep in the very back of the magazine. It appears, to me, to be the most elegant withdrawal methodology model we have yet developed as a profession, allowing clients to compare their current situation with a timeline graph, and adjust their spending accordingly.
I also really liked the Bill Winterberg article on "pull" (vs. "push") marketing, which seems to put the whole social media marketing discussion into a nice context. And Dan Moisand's efforts to recommend a good financial planner to a friend in a part of the country where he doesn't know anybody is a classic: if one of us can't figure out how to tell, from the outside, a good financial planner from a sales guy posing as one, how is the public ever going to make these judgments?
Finally, Harold Evensky's column is, as usual, extremely informative about the best recent research coming out of academia.
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